Lifestyle Change? Nah, Just A ‘Readjustment’
You cannot cut spending without checking how you are doing on your finances presently. So you need to rework your budget (IF you have one!) and reassess your priorities.

Coin_1 1. Necessary Evil: Budgets are painful, tedious and downright boring. But if you want to fix that leaking money tap, a budget is the only thing that can help you. It will help you keep tabs on how much and on what you’re spending, and save you some money in the long run. (If you need help with creating a budget, you could try these sites: Quicken, Microsoft Money, or Moneydance)

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